“How Helen Collier-Kogtevs and her husband Ed went from close-to-broke to multi-millionaires in 7 short years and are helping Australians to reach their financial goals with Real Wealth Australia”
When Helen and Ed first met, they were both in a precarious financial position. Helen had accumulated masses of bad debt, and Ed was going through an expensive divorce.
Yet in only seven short years, they went from broke and in debt to owning and enjoying the lifestyle that comes with a multimillion-dollar property portfolio.
Previously, Helen and Ed spent their holidays camping with their dogs because that’s all they could afford to do.
One night while sitting around the campfire they took a closer look at their financial situation, and realised they would be living on $28,000 a year in retirement.
Not only that they wanted to start a family together but realised if they did Helen would have to join the many ‘corporate mums’ who have a baby and then have to rejoin the workforce after months to financially survive. This is something they were both committed to avoiding.
A Bold New Choice – Financial Freedom
Right then and there they made a commitment to invest in property for the next five years, beginning with their own home. They needed to borrow $12,500 to complete their first purchase (as they hadn’t allowed for stamp duty and closing costs).
They even purchased their second property whilst on honeymoon!
Things went well and soon six properties were in the portfolio. Yet Helen and Ed kept things simple and continued to live life relatively cheaply, still going on camping holidays. Helen continued to invest in books, seminars and various mentors and coaches to guide her through the property investing process.
One of the keys to their success was choosing to invest in an education and mentors who were experienced property investors themselves. Most of their family and friends thought they were “nuts”, especially when they spent $20,000 (which they had to borrow) on educating themselves.
“It was the best money we’ve ever spent,” Helen and Ed agree, and the value “has been returned to us many times over; without the education we would have made even more mistakes than we did along the way.”
Today, Helen and Ed have properties all over Australia, balancing their portfolio with both cashflow positive and capital growth properties.
A new member of the family arrives…
Helen and Ed now live their dream. They have a substantial property portfolio and live in their ‘dream home’ (which they paid for in cash!).
They are also delighted to welcome a beautiful little baby girl into their family Alexandria who is the light of their lives.
And the best part is neither of them needs to work now so they both have the time to spend at home and enjoy being with her watching her grow and blossom.
The humble beginnings of Real Wealth Australia…
As a result of their success, friends and family began seeking them out for advice on property investing. And so without meaning to, Helen and Ed found themselves teaching others the secrets to successful investing – and thoroughly enjoying it too.
“We really get a HUGE kick out of seeing people succeed and we join with them in their excitement and joy when they land that first property deal,” Helen says. “We also realised that many people in the property investing game weren’t really all that interested in helping their students succeed, only taking their money,” Ed explains. “That’s why we have designed our education courses the way they are.
So every investor, from the complete novice to an experienced investor can follow our easy to learn system step by step. We want to make it as easy as possible for people to learn and to offer the one on one support that you won’t get elsewhere, so people not only learn but TAKE ACTION”.
The Balanced Road to Wealth…
A unique factor about Real Wealth Australia is their ‘Balanced’ strategy for creating financial freedom through property.
They do not focus exclusively on positive cash flow properties or capital growth properties.
Instead they have created a balanced portfolio of capital growth properties and positive cash flow properties.
This allows them to avoid the cash flow challenges of negatively geared properties while still getting the rewards of capital growth.
Most importantly their positive cashflow properties have replaced their income so they do not need to work another day of their life and they have the cash flow to continue accumulating properties.