I have to admit, I couldn’t wipe the smile off my face after hearing from Kath with her burning question this week! It wasn’t Kath’s question that had me grinning – it was her self-description as a “demon budgeter” that had me cheering! Here’s what Kath had to say: “I’m a self-employed single parent of one. My ex was scared to borrow money and was bad with it, but I’m … [Read more...]

There are literally dozens (if not hundreds) of ways you can choose to invest in property, so it’s not always easy for investors to know the ideal course forward. Such was the case with Damian, who wrote in with his burning question this week to ask for some advice: “Is it best to use a 20% deposit for investing in property? Is it better to buy a house and land, or off … [Read more...]

Cross-collateralising – Have you ever heard of it? And more importantly, do you understand it? It’s actually one of those sneaky tricks that the banks absolutely love because it keeps you tied to them by way of complicating things. There’s a really good chance that your loans are already cross-collateralised without you even realising it, because it’s often the banks’ … [Read more...]

I love it when a curly question reaches my inbox as it makes me realise just how many facets there are in relation to property investing – and it also reinforces just how important it is for investors to get a property education. This week’s out of the box question comes from Kathy, who wants to know: Is it possible to buy a house and land package within my superannuation … [Read more...]

Monica has thrown a ‘crystal ball’ question to me this week, which is my favourite kind of topic to tackle – because it gives me the opportunity to combat some of the myths out there about property investing! So, Monica wants to know: how do you know if a property is overpriced? If you’ve been following my 2 Cents Tuesday blogs or podcasts, or you’ve heard me give advice, … [Read more...]